Commitment to
Social Responsibility

Our family foundation I&C, INVERSION Y COOPERACION (I&C), was created by a family business group existing since 1987 and specialising in financial advice, financial education (www.ets.es) and financial technology (www.techrules.com) our goal has been leveraging those 30 years’ expertise to promote social inclusion through financial education and technology as the base of the pyramid.


I&C’s “Saving for Learning” project is about practical financial, administrative and entrepreneurship education through savings groups and the use of advanced cloud-mobile technology (www.qmobile.com) to measure impacts, monitor group financial transactions and manage project quality.


By generating “wealth” in terms of education, savings and self-management capabilities, we achieve a high degree of self-sufficiency.


The alignment between our business history and our foundation’s social inclusion project is extremely high. I&C’s Saving for Learning is just an extension of our work to fight social exclusion.

Moving Silver: a micro-saving project developed by the I&C Foundation

What we do

We promote small communities (10 to 30 people) based on mutual trust

We teach them how to manage long-term savings by themselves

We help them to organise and regulate themselves

We help them manage their loans and their accounting records as a community

We train them to make democratic decisions

100% practical and collective methodology

Questions?
We have
answers