The API economy as key component for digital transformation



In a digital environment, flexibility and change are critical factors to success. Faced with an ever more demanding compliance environment, the financial services industry's goal has been one of transparency and simplicity. Control and access to customer data has been helped by digitalisation.

To accomplish this, there are new initiatives and processes to connect with customers without compromising safety.

The API revolution is fast becoming a priority for many in the financial services industry. It allows the banks to adopt this disruptive technology in a better and simpler way enabling change and increased competitiveness with the "new players" in the market.

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INFORMATION REGARDING PERSONAL DATA PROTECTION
(As provided under EU Regulation 2016/679 on Data Protection)

Data controller
TECHRULES, S.A. NIF: A82682352. Address: Calle Cáceres, 2 – 28223 Pozuelo de Alarcón (Madrid). Phone no: +34 91 357 39 00. Email: cescudero@techrules.com

Purposes
Collection and processing of personal data shall have the following purpose to handle and provide proper attention to all requests, claims, or suggestions as to give a response through an electronic channel, in regards of our products and solutions.

Legitimation and conservation
The legal basis for the processing of data is the consent granted by the User at the time of providing the data or by checking, where applicable, the corresponding acceptance boxes.
If required data are not provided for these purposes, it shall be impossible for us to render our services. Data shall be maintained for as long as the professional relationship is maintained provided that deletion is not requested, and in any event in fulfilment of the legal statutes of limitation as may be applicable.

Destinatarios de cesiones
No cessions of data transfer are foreseen.

Rights of data subjects
You may exercise your rights of access, rectification, erasure, portability and restriction or objection by providing written notice to the Customer Service Department at Cáceres, 2 – 28223 Pozuelo de Alarcón (Madrid). The User shall have the right to withdraw any consent granted. The User shall be entitled to file any claims with the Control Authority (Agencia Española de Protección de Datos www.agpd.es).

APIS for disruptive technology

Portfolio management APIs

Reduced costs and time during the integration.

Investment proposals APIs

Simpler wealth management for both customers and advisors.

Investment tools APIs

More transparent and secure.

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Social and gaming APIs

Easier data-processing to increase engagement.

Access and user management APIs

More empowered customers.

APIs (Application Programming Interface) is a protocol that allows the sharing of information between different programming languages, without losing independence, thisallows the different digital solutions to work together to provide improved results, reduces the “time to market” and the costs. APIs enable an easier integration with old legacy systems using third- party applications.

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